This example may be a violation of federal laws that prohibit discrimination in lending because of national origin, race, color, sex, religion, disability and marital status or because any of a person's income comes from public assistance. If you believe you have been denied a loan because of your national origin or other protected reason, you may ask the lender for an explanation in writing of why your application was denied.
If the loan is for a home mortgage, home improvement, or other housing-related reasons, you may file a complaint with the Department of Housing and Urban Development at (800) 669-9777. If the loan is for purposes other than housing (such as a car loan), you may file a complaint either with the Division's Housing and Civil Enforcement Section or with the lender's regulatory agency. If your experience was part of a pattern or practice of discrimination you may also call the Housing and Civil Enforcement Section at (202) 514-4713, to obtain more information about your rights or to file a complaint.
User Comments Add a comment…